HVAC Financing Options
Affordable comfort for every budget.
- Emergency Service
- Est. 1990
- Family-Owned for 3 Generations
- Father & Son Operated
Flexible Financing & Rebates for Every Budget
A new HVAC system is a major investment—and it shouldn't strain your budget. AccuMax, Inc. offers multiple financing options through Service Finance Company, including zero-down plans, extended payment terms, and promotional APR offers. We also help you capture every available manufacturer and utility rebate.
Flexible Financing Through Service Finance
With approved credit from Service Finance Company, you'll enjoy:
Replace or upgrade your HVAC system without the sticker shock. Break the cost into affordable monthly payments that fit comfortably in your budget.
What you see is what you pay. Your financing terms are laid out clearly from day one, with no surprise charges down the road.
Check your balance, view statements, and make payments anytime through Service Finance's secure online portal — no phone calls or paperwork required.
Qualified homeowners may be eligible for promotional rates, including low-interest and deferred-payment options. Ask us about current offers when you schedule your estimate.
Questions about financing? Call us at (630) 800-1598 and we'll help you find the right option before you commit.
Why Financing Makes Sense for System Upgrades
A new heating or cooling system is a smart investment in your home's comfort and energy efficiency. If the upfront cost is a barrier, we have solutions. AccuMax partners with Service Finance to offer flexible, affordable financing on HVAC installations and major repairs. Let us show you how to get the system your home deserves without financial strain.
Spread Costs Over Time, Not Out of Pocket
A new furnace, air conditioner, or heat pump improves your home's comfort and can reduce energy bills significantly. Financing lets you enjoy those benefits immediately while paying over months or years, not all at once.
Build Home Equity While Improving Efficiency
New equipment is a home improvement that increases property value and reduces utility costs. Financing lets you capture those benefits sooner rather than waiting years to save cash upfront.
Same-Day Approval on Most Applications
Service Finance processes applications quickly. Many customers receive approval within hours of submission. Once approved, we can schedule your installation and get started promptly.
Promotional Rates and Terms Available
Service Finance offers periodic promotional financing—sometimes zero-interest periods on qualified purchases or extended terms that lower monthly payments. We'll discuss current promotions when you apply.
Explore Our Services
Ready to upgrade your system? Here's what we can help you finance.
Request Your Financing Consultation
Protect Your Investment with Maintenance Membership Plan
Once your new system is installed, our Maintenance Membership Plan keeps it running optimally. Many customers finance a new system installation and then join a Maintenance Membership Plan to cover maintenance at one annual price while keeping their warranty protected. Combined, financing plus membership means predictable costs and maximum comfort year-round.
Take $40 off a second plan if you have another system. Cancel any time — the unused portion of your dues is refunded.
Our HVAC Specials & Seasonal Offers
AccuMax, Inc. regularly offers seasonal specials and savings for homeowners in Aurora, Naperville, Downers Grove, and throughout our service area. Whether you're scheduling a tune-up, planning a system replacement, or looking to improve your indoor air quality, there's often a current offer that can help you save.
$149 Value Menu
Add any service from our Value Menu for just $149 when we're already at your home. Every option is one flat price — see how much you save compared to regular rates. Ask your technician about available add-ons at your next visit.
See the Value MenuOriginal Price
Questions About Financing
Service Finance works with a range of credit profiles. While higher credit scores may qualify for better rates, approval is based on more than just credit score—income, existing debts, and other factors matter too. If you're unsure, apply and let the system evaluate your situation.
Most applications receive a decision within hours. Some may take up to 24 hours during busy periods. Once approved, we can schedule your installation quickly.
No. Service Finance does not charge prepayment penalties. If you want to pay off your loan ahead of schedule, you can do so without extra fees.
Contact Service Finance immediately if you anticipate payment difficulties. They work with customers on temporary hardship options. Ignoring a missed payment can affect your credit, so communication is important.
Both. Emergency repairs that exceed a certain cost threshold can be financed. Installation and replacement projects are most commonly financed, but major repairs often qualify too.
After initial approval, you may request an increase if your actual project costs more. Service Finance will re-evaluate and may approve an increased amount. Ask us during the consultation if you think the scope might grow.
HVAC Financing Across Aurora & the Western Chicago Suburbs
AccuMax, Inc. offers flexible HVAC financing through Service Finance throughout Aurora and the western suburbs—helping homeowners upgrade their heating and cooling systems with manageable monthly payments and no money down.
Additional Communities Served
Don't see your city listed? We serve many additional communities throughout the western suburbs — contact us to confirm availability in your area.
Systems & Services You Can Finance
From new AC installations to furnace replacements and heat pump upgrades, financing makes every major HVAC project accessible.
Apply for HVAC Financing Today
A new HVAC system improves comfort and often reduces energy costs significantly. Financing makes that upgrade accessible without forcing you to choose between comfort and financial peace of mind. Service Finance's flexible terms mean you find a payment plan that works for your situation.
Don't let cost concerns stop you from getting a quality heating and cooling system. Contact AccuMax today to discuss your comfort needs, explore equipment options, and learn about financing terms that fit your budget. We'll help you move forward with confidence.
Family-Owned Since 1990
Three generations of HVAC expertise rooted in Aurora
Armstrong Air ProTeam Dealer
Factory-trained and certified on the equipment we install
Emergency Service Available
Weekends and after-hours when you need us most
Full-Service HVAC
Heating, cooling, IAQ, water heaters, and light commercial RTUs
Community-First Values
Locally based, personally accountable, invested in Aurora